Shopify Dropshipping Payoneer

Shopify Dropshipping Without PayPal and Stripe – Alternative Options

Although PayPal is a good option, it is not the only one available. So, why are you looking into other options besides PayPal? The following is a list of some of the major issues with the proposed payment solution:

For both buyers and sellers of digital goods and services, PayPal does not offer any form of protection. There are numerous alternatives to PayPal that offer transaction fees that are lower than PayPal’s standard 3.7% plus $0.30 fee.

There have been reports of PayPal freezing user accounts without warning for a period of up to six months.

The process of withdrawing money from your bank account will take a significant amount of time – typically three to five days. The answer to the question “Can I use anything other than PayPal?” is yes, and we’ve got you covered if you’ve ever wondered about it.

You are going to gain knowledge about some of the most viable alternatives to PayPal, as well as how to pick the one that is going to work best for both you and your company.


This product would be most useful to individuals as well as service-based businesses that handle a significant number of international financial transactions.

TransferWise markets itself as “a less expensive way to send money abroad,” and it is an excellent alternative to PayPal if you make a significant number of international transfers.

The payment solution claims to provide the “real” exchange rate, as opposed to a rate that has been artificially inflated by hidden fees. For instance, in a transaction involving $2,000, the fees charged by TransferWise to a receiver in the United Kingdom were £106.47 less than those charged by PayPal. However, that is not the case.

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Customers can process payroll, batch transfers, and client charges using the Borderless account, which also provides them with a debit card. Additionally, the account enables them to handle money in more than 40 different currencies.

With TransferWise for companies, you can even send customer invoices in the currency of the customer’s country. How is it then that TransferWise is able to offer such low fees for international transfers?

Take into consideration the following possibility: You have a friend living in the United Kingdom to whom you would like to donate one thousand dollars. Your initial transfer of one thousand dollars will be made into a TransferWise account located in the United States. After that, they will give your friend the equivalent amount in British pounds from TransferWise’s account in the United Kingdom, based on the actual exchange rate.

To put it another way, money never moves across national borders! Because of this, international transfers are typically completed in an extremely short amount of time. For a transfer from USD to EUR, TransferWise levies fees totaling 0.6 percent of the settlement amount plus one dollar. (You can learn more about this here.)

Apps: iOS / Android

Google Pay

Paying with a well-known brand that is quick, uncomplicated, and cost-free is what this method excels at. Google Pay is yet another alternative to PayPal that is widely used.

With this service, you’ll be able to use payment information saved to your Google account to make purchases on websites, in games, and in physical stores. If you enter the payment information for your credit card and debit card into your account, you will be able to make payments more quickly and conveniently, regardless of where you are.

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Through the use of Google Pay, businesses have the ability to simplify the payment process for their customers.

In addition, companies can use Google Pay to send customers exclusive mobile deals and reviews, as well as gift cards, to their mobile devices.

What is your favourite part about it? Customers and businesses alike stand to gain from the fact that this method of payment is, for the most part, cost-free. In addition, there is no fee associated with the use of debit cards or bank transfers. A fee equal to 2.9% of the total purchase amount is assessed whenever a credit card is used to make a purchase.

The iOS and Android app stores


Companies of a medium or small size that are looking for an all-encompassing solution. Payoneer is a service that makes it simple and risk-free for businesses to accept payments from customers.

It is especially useful for businesses of a medium or small size. Indeed, e-commerce, online advertising, independent contracting, and vacation rentals are some of the types of businesses that could benefit from using an alternative to PayPal.

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Payoneer, much like TransferWise, provides customers with a debit card to use in conjunction with their online account. With this card, customers are able to withdraw money from any bank or ATM in the world.

This service, in contrast to Stripe, does not require any prior knowledge or experience in programming, and it only takes a few minutes to set up an account. Payoneer’s pricing structure is easy to understand as well. Your payments are billed on a monthly basis by the payment solution, and there are no fees associated with transferring funds between accounts held with Payoneer.

Unfortunately, the transaction fees associated with credit cards are significantly higher than those associated with the majority of other providers, and you will almost always be charged a fee if you move money from one account to another bank account.

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Payments accepted from customers of a different Payoneer account are eligible. Purchases made by customers using their credit cards incur a fee of 3 percent, while purchases made using their eChecks incur a fee of 1 percent.

The iOS and Android app stores

Shopify’s Payment Processor

E-commerce businesses that operate on the Shopify platform are the most suitable candidates.

Shopify Payments makes it possible for online retailers to directly accept credit and debit card payments on their Shopify stores without the need for a separate third-party processor. If you’re looking to grow your e-commerce business, it’s important to keep in mind that even though this tool is only helpful if you have a Shopify store, you should still use it.

So, what could possibly be the cause of this?

This alternative to PayPal makes it very easy for sellers to accept payments. It is fully integrated with your Shopify store, it is simple to set up, and it enables you to accept all major credit cards. Shopify Pay is another payment option available to customers, which can help speed up the checkout process.

Shopify Payments is compatible with a variety of e-commerce platforms, including Facebook stores, Pinterest Buyable Pins, Facebook Messenger, Amazon, and eBay. Shopify POS also enables you to accept credit card payments in-person, should you choose to conduct business in that manner (point of sale).

Pricing: The cost of maintaining a basic Shopify account is $29 per month, and a 2.9% fee plus $0.30 is assessed to credit card transactions.

The iOS and Android app stores


Small businesses that require exceptional customer service and protection are the best candidates for this product.

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Authorize.Net is a viable alternative to PayPal despite the fact that it is not as large or well-known as some of the other options.

The service is provided for free, by real people, 24 hours a day, seven days a week, and is a subsidiary of Visa. It offers the best customer support in the industry. The payment solution has also been praised on multiple occasions for its dependability as well as its high level of protection.

Invoicing, recurring billing, point-of-sale Checkout, and a robust application programming interface (API) are all features that can be beneficial to businesses. The service is able to connect with other payment providers like Visa Checkout, PayPal, and Apple Pay, and it has a user-friendly interface.

This alternative to PayPal, on the other hand, is not the best choice for use on a personal level because it does not give you the ability to send or receive payments from close family and friends.

In terms of pricing, monthly gateway fees begin at $25 and are subject to an additional 2.9% plus $0.30 per transaction.

The iOS and Android app stores

Retailers who like to conduct business face-to-face might consider this option.
You can use Square to accept payments online through invoices or your website. Although Square is primarily recognised for its use in mobile point-of-sale transactions, you can also use it in this capacity.

The point-of-sale (POS) system is amazing and enables you to accept a variety of payment methods, including credit cards, cash, cheques, and even gift cards. Customers have the option of either printing their receipts or having them sent to them. You will receive a free reader that you may start using as soon as you sign up for the service. In addition, you are still able to swipe cards even if you do not have access to the internet.

Read more about how to resize product images for your Shopify store here.
Tools for payroll, invoicing, managing inventory in real time, and recurring payments are among many that can be accessed through this PayPal option. In addition, Square Checkout is a payment processor for ecommerce that can be integrated into your website. This gives you the ability to accept payments online while also providing a streamlined checkout experience for customers.

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Pricing is as follows: 2.75 percent for transactions made at points of sale and various different rates for other types of purchases.
The iOS and Android app stores
Those that deal in virtual currencies or participate in online gaming would benefit the most from this.

Skrill is a potential alternative to PayPal because it shares some similarities with PayPal but also includes several capabilities that are unique to Skrill. Utilizing the service is a breeze due to how user-friendly it is.

You are able to send and receive money, keep your card information for speedier transactions, connect your bank accounts, and make payments with just your email address and password.

In addition to that, the payment solution comes with a prepaid debit card that can be utilised in any country on the planet. In addition to this, moving money into your bank account doesn’t take any more time at all.

Skrill is a digital currency wallet that was developed with Bitcoin, Ether, and Litecoin in mind from the beginning. Gambling and other online games that involve money can also be played on this website. User accounts have been known to be frozen inconveniently as a result of the service’s stringent fraud protection mechanisms, including those used by PayPal.

The low price is the primary benefit of this option. When you transfer or receive money via Skrill, you will be charged 1.45 percent plus $0.50, however withdrawing money to your bank account will not cost you anything.
Apps: Apple iOS and Google Android Also Read: Drawer and Cabinet Pulls and Knobs Dropshipping with Alibaba’s Braintree Marketplace
The most suitable candidates are large corporations and businesses.

Despite the fact that Braintree is a PayPal service, you should still think about using it as a PayPal alternative. In addition, corporations such as Uber, DropBox, GitHub, and Yelp are examples of companies that utilise the payment system that is geared toward large businesses.

The most important benefit that Braintree offers is the assistance it provides to businesses in lowering friction and increasing “the conversions with a seamless checkout experience.” In addition, using Braintree makes it easy to take online payments in any of more than 130 currencies and from any of more than 45 countries.

The service offers a number of more sophisticated capabilities than those offered by PayPal. Additionally, it offers all of the features that one would expect from a larger corporation, such as personalised customer support and recurring payment for customers. PayPal and a number of other major payment services, such as Apple Pay and Google Pay, are integrated into the system quite successfully.

Because of how adaptable it is, you will need to have some knowledge of programming in order to include it into your website.

The standard rate is 2.9% plus $0.30 for each purchase, however upon request, bespoke pricing options can be negotiated.

Dwolla is ideal for serious enterprises situated in the United States that process a significant number of bank transactions.

Dwolla is an advanced payment system that is designed for businesses who are experiencing rapid growth. This alternative to PayPal is user-friendly for software developers and may be incorporated into your application. In addition to this, it comes with a white-label API that allows businesses to customise the branding of their customer’s checkout experience.

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These methods of brand building are not only effective but also simple to implement. For instance, Dwolla is a high-volume payment platform that can automate and send up to 5,000 encrypted payments in a single API call. This capability allows Dwolla to streamline and simplify the payment process. In addition, the service has a reliability rating of extremely high, with a guaranteed uptime of 99.9 percent.
In addition to that, it possesses outstanding security and a devoted customer success team. Furthermore, because the payment solution specialises in ACH bank transfers, it is one of the best choices if you intend to send and receive a significant volume of bank transfers. This is because the ACH bank transfers are the most common type of bank transfer. (The term “ACH” refers to computerised transactions made from one bank to another, and its acronym stands for “Automated Clearing House.”)

Because it is exclusively available in the United States, Dwolla is not an option that is suitable for the requirements of other countries.

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The beginning pricing for the plan is 0.5 percent of the total purchase amount, with a minimum of fifty cents and a maximum of five dollars. The Scale plan begins at $2,000 per month and can be modified based on the customer’s specific requirements upon request.

Payments through Quickbooks

Freelancers and other owners of small service businesses that require accounting software on a regular basis are the best candidates for this software.

Intuit has developed a payment system known as Quickbooks Payments that is designed to work in conjunction with their Quickbooks accounting software.

This alternative to PayPal is geared toward giving small businesses access to financial resources that are user-friendly and swiftly processing their transactions. So, what exactly is it able to do?

In addition to allowing you to construct and send invoices, accept mobile card payments and ACH bank transfers, set up automatic payment reminders, and set up recurring billing, it also enables you to design invoices. Connecting your bank accounts to Quickbooks is another option for streamlining your bookkeeping and eliminating the need to enter data by hand. You also have the option of integrating your payments with things like payroll and timesheets.

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Pricing: Depending on what you require, Quickbooks Payments gives you a number of different pricing options to choose from. The straightforward pay-as-you-go bundle offers no fees for bank transfers and 2.9 percent plus $0.25 for card purchases instead of those fees.

The iOS and Android app stores
Amazon Pay
The ideal choice when you need an all-purpose, dependable payment solution with a powerful brand.

Amazon Pay is a wonderful option to PayPal, even if for no other reason than the fact that your customers are likely already familiar with the brand.

Users are able to quickly log in to their Amazon accounts, use the payment information that has been preserved, and complete their purchases by using the same tried-and-true instructions. This expedites the process of making a payment and minimises the amount of friction, both of which should increase the conversion rate.

Amazon Pay is compatible with all mobile devices, so both you and your customers will be able to manage their payments whenever and wherever they choose. In addition, the transaction costs and measures used to prevent fraud are quite comparable to those taken by PayPal.

You will require knowledge of programming if you want to integrate the payment solution with your customer relationship management system and online business (customer relationship management).

Pricing: Amazon Pay assesses a fee of 2.9 percent plus $0.30 for domestic purchases made within the United States. For international transactions, Amazon Pay levies a fee of 3.9 percent plus $0.30.
The Most Competing Payment Processors to PayPal and Stripe
PayPal offers both pros and problems, but there are a lot of other payment options that are better than PayPal that you may look into. A good number of these have more affordable prices or functionality that is superior in meeting particular requirements.

Also Read: What Is PayPal Dropshipping and How Can Your Ecommerce Business Benefit From It?
Last but not least, here is a rundown of some of the most viable alternatives to PayPal, along with our take on which types of payment systems are optimal in various contexts:

TransferWise is available for usage by individuals as well as service-based businesses that conduct a significant number of international transfers.
Google Pay is the finest alternative for making payments that are fast, simple, and cost nothing from a reputable firm.
Payoneer is the finest option for companies of any size looking for a one-stop shop to handle all of their financial needs.
Shopify Payments is the choice that works best for online retailers who run their businesses on the Shopify platform.
Authorize.Net is the finest choice for small businesses who want a secure payment processing alternative as well as exceptional customer service.
For businesses that conduct transactions face-to-face, Square is the ideal option.
Those that deal in crypto currency or participate in online gaming may consider using Skrill as their payment option of choice.
When it comes to very large businesses and corporations, Braintree is the finest option.
Dwolla is the finest choice for legitimate firms situated in the United States that conduct a significant number of financial transactions.
Quickbooks Payments: For freelancers and other small service-based businesses that also need a skilled accounting tool, Quickbooks Payments is the best option.
Amazon Pay is the best all-around payment solution with a strong brand.